Insurance and Financial Policy

  • Insurance Information

    At Dr. Silman Smile Spa, PC, we are committed to delivering superior care while ensuring your financial experience is seamless. Our dedicated team collaborates closely with you to optimize insurance coverage for eligible procedures, striving to maximize your reimbursement. If you encounter any queries or concerns, feel free to reach out to our knowledgeable and updated staff at Dr. Silman Smile Spa Phone Number (732) 577-1515.


    We are proud to be affiliated with numerous major PPO insurances, including local plans like UFT and most SIDS plans. For added convenience, we are in-network with the United Health Care Community Plan at our West Long Branch Office and Parlin locations. Additionally, we present an exclusive in-office discount plan, tailor-made for individuals without dental insurance.


    If you seek the best dental insurance coverage, explore our comprehensive list of accepted insurances. For those without coverage, consider our dental savings plans and take advantage of our flexible dental financing options. For any inquiries related to your initial visit or insurance details, please don't hesitate to call us


  • Financial Policy

    For your convenience we accept Visa, MasterCard and Discover. For your convenience we accept Visa, MasterCard and Discover. We also offer 12-24 month financing through CareCredit.


    In-office discount plan available for those without dental insurance with prices reduced by 30% from UCR fees.


    We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at Dr. Silman Smile Spa Phone Number (732) 577-1515. Many times, a simple telephone call will clear any misunderstandings.


    Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage. We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility.


    Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.

Why Choose Dr. Silman Smile Spa: Your Partner in Comprehensive Dental Care


At Dr. Silman Smile Spa, we stand out as your preferred dental care provider, offering a range of services designed to enhance your oral health and deliver a radiant smile. Here's why choosing us is the right decision for your dental needs:


Dental Savings Plans:


At Dr. Silman Smile Spa, we understand that managing dental costs is a priority for our patients. That's why we offer dental savings plans that provide affordable options for quality care. Our plans are designed to cover routine check-ups, preventive services, and even more extensive treatments, ensuring that you receive the care you need without compromising your budget.

Best Dental Insurance Coverage:


We prioritize your peace of mind by accepting a variety of dental insurance plans. Dr. Silman Smile Spa strives to provide the best dental insurance coverage options, allowing you to maximize your benefits and access our comprehensive dental services with confidence. Our knowledgeable team can assist you in navigating insurance details to ensure a seamless experience.

Dental Financing Options:


Understanding that dental procedures may involve varying levels of investment, we offer flexible dental financing options. Whether you're considering cosmetic dentistry, restorative treatments, or other services, our financing solutions make quality dental care accessible. Discuss your financial preferences with our team, and we'll work together to find a plan that suits your needs.


At Dr. Silman Smile Spa, we go beyond delivering exceptional dental care – we prioritize your overall experience. Our commitment to providing dental savings plans, accommodating the best dental insurance coverage, and offering flexible financing options reflects our dedication to making quality dental care accessible to everyone.


Join our community of satisfied patients who have chosen Dr. Silman Smile Spa as their trusted partner in achieving and maintaining optimal oral health. Schedule an appointment with us today, and experience the difference that personalized and comprehensive dental care can make for you and your family.


Frequently Asked Questions



Q.What is the primary difference between dental savings plans, dental insurance, and dental financing?


A.  Dental savings plans offer discounted rates on dental services, dental insurance provides coverage for specific procedures, and dental financing allows for the flexible payment of treatment costs over time.


Q. How can I determine if a dental savings plan is the right choice for me?


A. Consider your dental needs, preferred dentists, and budget. Dental savings plans are suitable for those seeking discounts on routine care, with no deductibles or waiting periods.


Q.What factors should I consider when choosing the best dental insurance coverage?


A.Look for plans that cover your specific needs, including preventive care, major procedures, and orthodontics. Assess networks, out-of-pocket costs, and whether coverage is offered individually or through an employer.


Q. Are there dental insurance plans that cover cosmetic procedures, and how do I find them?


A. Some dental insurance plans provide coverage for cosmetic dentistry. Review plan details or contact providers to inquire about coverage for procedures such as teeth whitening or veneers.


Q.How do dental financing options help make dental treatments more affordable?


A.Dental financing allows patients to pay for treatments through manageable monthly installments, often with flexible terms and, in some cases, interest-free periods. It can be used in conjunction with insurance or savings plans to cover remaining costs.